Hello and welcome to exampundit. Here is a set of English Quiz based on Passage Completion for Bank and Insurance Mains exams.
In each of the following questions a short passage is given with one of the lines in the passage missing and represented by a blank. Select the best out of the five answer choices given, to make the passage complete and coherent.
- (______________________________)..and the proponents of market reforms have no plans for those who do not have the resources and income to buy even two meals a day. The signals are clear that those who cannot pay for their food have no right to survive. These poorer sections of society are reduced to mere victims, beneficiaries, clients and recipients. In this dichotomous relationship, the state is seen as the ‘dole giver’ and the people the ‘dole receiver’. It must be recognized that irrespective of market-governed politics, people remain bound to survival, livelihood and identity issues.
- To succeed in today’s crowded marketplace where most of the products and advertising look exactly the same, a small business owner must stand out, shouting above the din with a message so clear and compelling that prospects stop and take notice. It’s a matter of business survival. Unfortunately, most entrepreneurs quickly retreat to the supposed security of sameness, soon to be lost in a sea of anonymity and a tidal wave of frustration. In effect, albeit at a subconscious level, they are saying, “I don’t want to be different”. In back room offices and store fronts everywhere, salespeople are telling business owners they should do this or that kind of ad because it worked so great for their competitor. The owners nod and sign on. It’s already proven to be a winner, right? WRONG (______________________________)
- Google, the internet powerhouse, seeks to organize the entire world’s information. The company has told publishers it will delay until November its work on copyrighted texts and will not scan any items that the copyright owner does not want included. The Assn. of American Publishers was outraged by this offer, saying Google is trying to turn copyright law inside out. Google should have to ask permission to copy a book for its database, they say, it shouldn’t be up to publishers to object. Google argues that it is making a fair use of the books. The dispute could easily wind up in the courts. Building a guide to the contents of books is hardly the same as making bootlegged copies or plagiarizing. It’s a monumental and costly task, and publishers have given no reason to believe they can do it for themselves. Unless their works are as well integrated with the Net as other forms of information and entertainment, they may be left waiting on the shelves for an audience that no longer bothers to walk through the stacks…(______________________________)
- Relations between the factory and the dealer are distant and usually strained as the factory tries to force cars on the dealers to smooth out production. Relations between the dealer and the customer are equally strained because dealers continuously adjust prices - make deals - to adjust demand with supply while maximizing profits. This becomes a system marked by a lack of long-term commitment on either side, which maximize feelings of mistrust. In order to maximize their bargaining positions, everyone holds back information - the dealer about the product and the consumer about his true desires (______________________________)
- The tax system of India encourages borrowing by granting its taxpayers tax relief for interest paid on loans. The system also discourages saving by taxing any interest earned on savings. Nevertheless, it is clear that India’s tax system does not consistently favour borrowing over saving, for if it did, there would be no (______________________________)
- (______________________________). Unemployment typically continues to rise even after GDP starts to increase, so pain for workers is far from over. Already 9.5% of the workforce is unemployed, and all of country’s metropolitan areas reported unemployment rates of at least 10% in June. More jobless will probably mean less shopping and a slower recovery. The latest consumer-confidence numbers show that people are jittery. The quarterly GDP report also makes it clear that consumer spending, which rose slightly in the first quarter, dropped again in the second, by 1.2%. The good news, therefore, was more a result of government stimulus than evidence of a real, sustainable recovery in private demand.
- Everything in New Delhi is extreme. It is a city of the incredibly rich and the miserably poor. For the rich, there are expensive private schools and hospitals, concert halls and theatres - although fewer of those than formerly - and restaurants. The poor are on a hiding to nowhere: all public facilities, schools and hospitals and housing, are deteriorating. But then there are some world known social workers in it. There are thousands of heroin addicts, and an equal number of carriers of the Aids virus. (______________________________)This is Delhi for you.
- Computers are used in banks for a variety of reasons. They help bank personnel operate more efficiently and effectively. Computers are used to track certain transactions and they help process other customer information as well. Without computers, it would be very hard for a bank to offer good customer service day in and day out. Computers help a bank save time and money, and can be used as an aid to generate profits. In nutshell they have become indispensible part of the banks. Bank personnel become so helpless in absence of their machine that nervousness is evident on their faces while technical glitch renders the computer systems dysfunctional for a small period of time. (______________________________) once again queues starts to move and crowd starts to thin with fingers starting to work on keyboards; nervousness has made way for confidence of knowing everything at just a click of mouse.
- Some of the world’s most expensive land can be found in central Mumbai (______________________________) However, housing costs are distinctly lower in Mumbai’s suburbs, surrounding prefectures and in other regions and cities of India. Additional commuting costs are often more than compensated by the savings on the rent, especially as many companies pay part or all of their employees’ commuting expenses. If you prefer to live close to city centers, rented houses are an inexpensive option to consider. Utilities such as gas, water and especially electricity are expensive, and phone rates are high. For international calls, consider internet phones, callback services and other offers for the expat community.
- Now digest the main historical event of this week: China has officially become the world’s second-biggest economy, overtaking Japan. In the West this has prompted concerns about China overtaking the United States sooner than previously thought. But stand back a little farther, apply a more Asian perspective (______________________________)These two Asian giants, which until 1800 used to make up half the world economy, are not, like Japan and Germany, mere nation states. In terms of size and population, each is a continent-and for all the glittering growth rates, a poor one.