1. Expand the term ALM ?
(a) Asset Liability Management
(b) Asset Liability Maturity
(c) Asset Liability Mismatch
(d) Asset Liability Manpower
(e) None of these




2. Open Market operation of RBI refers to ____ ?
(a) Auctioning of Treasury Bills
(b) Purchasing of goods
(c) Trading in shares
(d) Buying and selling of securities
(e) None of these




3. M1 , M2 , M3 , and M4 is used to measure _____ ?
(a) Balance of payment
(b) Unemployment
(c) Money supply
(d) Industrial production
(e) None of these




4. Small loans provided by the Banks to very poor families without any collateral security is popularly known as ____?
(a) Micro finance
(b) Project finance
(c) Macro finance
(d) Personal finance
(e) None of these




5. Which of the following in not the part of the scheduled banking structure in India?
(a) Private sector bank
(b) Public sector banks
(c) Money lenders
(d) RRB
(e) None of these




6. An account in which trading of shares in their electronic form is done is known as ______ ?
(a) NRI Account
(b) NRIO Account
(c) Current Account
(d) Demat Account
(e) None of these




7. The Govt approved sale of what quantity of wheat from FCI stock in the open market in order to boost domestic supply and check prices?
(a) 5 mn tonne
(b) 8 mn tonne
(c) 10 mn tonne
(d) 12 mn tonne
(e) None of these




8. Which of the following is the depositories in India handling dematerialized shares?
(a) Bombay stock exchange
(b) National payment corporation of India
(c) Central depository services limited
(d) Both 2 and 3
(e) None of these





9. Which of the following is not part of priority sector?
(a) Residence loan
(b) Animal husbandry
(c) RRB
(d) Private sector bank
(e) None of these




10. Poverty in India has been defined in terms of ______?
(a) Income of the family
(b) Calorie intake
(c) Standard of living of the people
(d) Number of members in a family
(e) None of these




11. In which type of accounts bank generally don't pay interest?
(a) Current Account
(b) F. D. Account
(c) Saving Account
(d) All of the above
(e) None of these




12. The primary policy technique employed by the RBI is ______?
(a) Margin requirements
(b) Reserve requirements
(c) Open market operation
(d) Discount Policy
(e) None of these




13. The Economic survey is compiled by the ____
(a) Central Board of Direct Taxes
(b) Ministry of Home Affairs
(c) Ministry of Rural Development
(d) Ministry of Finance
(e) None of these





14. Which of the following not a part of the World Bank?
(a) MIGA
(b) ADB
(c) IBRD
(d) IFC
(e) None of these





15. "Open market operation" are controlled by ____
(a) RBI
(b) Finance Ministry
(c) Central Board of Direct Tax
(d) World bank
(e) None of these





16. Which of the following is a source of Non-tax revenue for Government of India?
(a) Entrance fee on museums
(b) Excise duty on beverages
(c) Import duty on cars
(d) Both 2 and 3
(e) None of these





17. Which of the following is generally referred to as a 'Broader' measures of money supply?
(a) M0
(b) M4
(c) M1
(d) M3
(e) None of these




18. Which of the following is not a source of Funds of a commercial bank?
(a) Call money borrowings
(b) Capital
(c) Deposits
(d) Borrowings from RBI
(e) None of these




19. The price at which Govt. purchases food grain for maintaining the public distribution system is known as ______.
(a) Minimum Price
(b) Ceiling prices
(c) Distribution price
(d) Procurement price
(e) None of these




20. Currency swap is an instrument to manage ______?
(a) Interest rate risk
(b) Cash flows in different currency
(c) Currency risk
(d) Interest rate and currency risk
(e) None of these




Books For 2015 Banking/Insurance Exams