SBI Associates Clerk 2015 – Interview Experience – RK – Odisha

Hello and welcome to ExamPundit. Here is an Interview Experience of SBI Associates Clerk shared by RK fro Odisha.



Name: Radhakant Sahoo
Date: 22nd  May 2015
Venue: SBI  local head office (1/2km from my
house )
Time: 12pm  Only 1 panel
Reached SBI office at 11:45am. By that time everybody’s
verification was done. So only mine was done . Out of 30 students only 14 came
for interview. Was told that SBI will give lunch but no lunch. Quickly gone to
home had food and came by 1:30pm. I was 6th. Finally my term came at 4:00pm.
Entered and greeted everybody . The chairman (M1) was a
non-odiya , 50+ in age , (M2) ,(M3), (F1) were all 50+.
M1:take the seat.
Me:Thank you sir.
M1: So your father is a retd pol sci prof . Which college?
Me:told
M1: How advertising helps a company?
Me:told, he was satisfied.
M2: if a company spends 200cr in ad for a low cost product ,
how can the company gets benefit and how it is treated in
accounts?
Me: i was silent for some time , but he gave me a hint
,,
M2: do u know what is deferred revenue expenditure ?
Me: i quickly defined it ,, then he told tujhe
hint diya tu bol diya ,,,,i was bit happy ,,but cannot told its treatment in
accounting.
THEN I COMMITTED THE BIGGEST MISTAKE ,, TOLD THAT I M WEAK
IN ACCOUNTS.
AFTER THAT ACCOUNTS QUESTIONS KE BAARISH SHURU HO GAI.
M3: where is loss shown in balance sheet ?
me:on liabilities side.
M3: le iska accounting ho gaya
me: by this time i though ab to mera ho gaya ,, i m finished
.
M3: what is ponzi scheme ?
me : told ,, gave saradha example
M3: if there is one person with some extra money and he
comes to you and you are a clerk , tells you  that he wants to invest that
money in chit fund . But your banks give high int rate but at a late period .
what you will suggest ?
me: obviously i told save in bank.
M2: you studied B.law?
me:yes
M2: types of mortgages ?
me: told only 1 english mortgage
M2: explain it ?
me: sorry sir unable to recall
SUDDENLY CHAIRMAN (M1)
M1 : what r the functions of a bank ?
me : told
M1 : how many types of accounts are there
in accounting ?
me: told
M3: how do chit fund operates ?
me: told
then F1 turn
F1: is goodwill assets aur liabilities ?
me: told
F1: advt padhe ho ? how SBI and other banks doing advertising ?
me:told everything from tv ad to bill boards to computer ,
to mail advertising etc.
she was satisfied.
F1: recently PM launched some insuarnce schemes ,,throw some
light on it .
me: told about jeevan jyoti and suraksha ,,but gave some
elaboration on suraksha ,, rest she completed it .
F1: tagline of sbi?
me:told
M1: ok sanket you can go
me:thank you mam and sirs ,,have a good day.
Over all it was an ok interview , most questions were asked
from my graduation and mba subjects . don’t ever say your weakness from your
education  , as i did a gr8 foolishness , be confident and have a smile





That’s all guys! And thanks to RK for sharing the experience. We wish you all the very best.



Regards

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This post was last modified on November 27, 2017 9:01 am