Insurance AO or Bank PO – What to Choose?



Hello and welcome to ExamPundit. A lot of hard working candidates have managed to crack both AO and PO in 2014-15. Many of them confused what to choose between Insurance Administration Officer and Bank Probationary Officer. So we have prepared a post which will give you a more detailed choice.





JOB Profile

Insurance AO: An Administrative Officer in General Insurance company is the Primary Supervisor. The Work of an AO is very simple, they need to do administrative jobs. Which includes Claim Settlements(Mainly) or Accounting or Verification and Supervising Assistant’s works.


Bank PO:  A PO(Probationary officer/Assistant Manager) in a Bank is the lowest position in the Officer’s cadre. We have already mentioned a detailed job profile which you can find in our website. He/She has to do all the work starting from Customer dealing to back office job. A PO has to verify the work has been done by a SWO/Clerk such as Cheque passing, This is an Original Content from exampundit. NEFT/RTGS Verification, Issuing a Cheque Book and many others. From Day begin to Day end, a PO has to take all the reports and also report them to account offices.






Pros

Pros as AO: 

  • 5 Days of Work
  • Limited Workload
  • Best Laptops(for Specialists)
  • Less likely to get Rural Posting
  • Happiness in Work(Specially in Claim Settlements)
  • Huge chances of Growth
  • No customer dealing





Pros as PO:

  • Loan Benefits
  • Overdraft Facilities
  • Good Salary(similar to AO)
  • Fast Growth



Cons

Cons as AO:

  • Less Facilities
  • Slower Growth Rate than PO
  • Less Exposure than PO
  • Bonds from 3-4 Years

Cons as PO:

  • 6 Days of Work
  • A lot Work Load
  • Less time preparing for other exams
  • Very much transferable job
  • Have to Deal Customer





Why Insurance AO

If you want to work and keep your work in the office(most of the time) and come home with not much work load then AO is for you. Plus the working days are only Mon-Friday from 10 – 6.30(Maximum). Specialist also get the best laptops in the market. You get to see many things while settling claims. People have reported funny/fake claims which makes the work easy for you.






Why Bank PO

“I am a Banker”. Sounds awesome isn’t it? Well if you want to serve the people directly, then PO is best. Team exampundit already described the growth chances of PO. You get a lot of chance to express your qualities and you also get a lot added bonanza in your job profile.(Furniture, House Rent Allowances).




Now it is completely on you to choose your career. We just clarified the doubts. If you want an Unbiased Opinion on What to choose between Insurance AO and Bank PO? We would suggest Insurance AO.







Regards

Team ExamPundit