IBPS PO Interview Experience 2019: Dear Friends, Here we have given the Interview Experience of IBPS PO 2019. Institute of Banking Personnel Selection has conducted IBPS PO Interview for the year 2019-20. Many of our candidates has attended the interview successfully, here we have given the Interview Experience for the same.
Candidate Name: Madhumitha
Qualification: B.E (Civil Engineering)
Interview Held on: 31.01.2020 @ 1pm
Venue: IOB Central Office, Chennai
Interview Panel: Panel 1
Started Interview at 2 pm after the Document Verification Process. I am the 16th Candidate in my Panel among 25 candidates. It took around 10-12 mins for each Candidate.
At 4.30pm my turn Came, I entered with permission and Greeted every panel members and Waited for their permission to take my seat.
M1: Introduce Yourself
Me: I Introduced myself( I Described my educational qualification, family background, my hobbies)
F1: What are your Strengths and Weakness?
Me: I told some of my strengths and weakness which should not affect our profession.
M2: Why Banking after Engineering?
Me: I gave the Reason for which I opted Banking (Answer Genuinely)
M3: What have you come prepared in banking?
Me: I tried to cover almost everything. You can ask and I will try to answer accordingly.
M4: What is the type of loan?
Me: I answered the types of loans like Home loans, Personal Loan, Agricultural Loan, Vehicle Loan, Corporate Loan
F1: What is the Difference Between Credit Card and Debit Card?
Me: Debit Card is the one in which we spend our own money. A credit card is borrowing from a bank or financial institution. The debit card is reflected in the monthly statement of bank accounts. The credit card should be repaid within the grace period.
F1: What is the free withdrawal limit for a debit card?
Me: It varies from bank to bank. It might be 5 or 3 transactions
M2: What do you know about MUDRA?
Me: I started with the Acronym and answered the types of MUDRA
M4: Under What criteria Agricultural Loan is provided?
Me: Agricultural loan is given under Priority Sector lending.
M4: What is the percentage for Agricultural loans under PSL?
Me: I answered it is around 11-18%.
M1: What are Money market Instruments?
Me: Treasury Bills, Promissory note, Cash Management Bills
F1: What are the functions of RBI?
Me: 1) Bankers Bank
2) The central bank for all Public Sector banks
3) Banker to Government
4) Issuer of Currency
Overall Experience: It was a good experience and was satisfied with my performance.
Our Sincere Thanks to: Ms. Madhumitha
Download the IBPS PO Interview Questions and Preparation Tips
Click Here for IBPS PO Interview 2020 Current Affairs Capsule
Last 6 Months Current Affairs PDF for Upcoming Exams
THE Complete Static GK Capsule for All Competitive Exams
Important Banking Awareness PDF for Upcoming Exams
Check Here for Free Reasoning Questions PDF
Free Aptitude Questions PDF
Click Here to Join Our What’s App Group & Get Instant Notification on Study Materials & PDFs
Click Here to Join Our Official Telegram Channel