English Quiz for SBI PO Prelims 2015 – Set 11

In the following passage, some of the words have been left
out, each of which is indicated by a number. Find the suitable word from the
options given against each number and fill up the blanks with appropriate words
to make the paragraph meaningfully complete.

I am working toward saving money; one of the savings __1__ I
may want to consider is a savings account. Savings accounts __2__ pay interest
(although a relatively small amount) on the account. A savings account can be
easily done, but there are definitely some things to take up and __3__ before
choosing an option. First, consider which bank you want to open the account
with. Look for convenience, and __4__ , but also consider the interest paid.
Some banks provide specific facilities over a specific account balance, or with
some, the interest increases as the balance increases. Also __5__ any charges
that bank may impose on you. Common charges include low balance charges,
monthly charges, and ATM charges (if I have access to my money via ATM). Any
charge that I have to pay will __6__ reduce my savings. So I try to minimise
them. I may also consider opening a savings account with Jan Dhan Yojana. Once
I am to decide a bank, I’ll have to determine what kind of savings account I’ll
open. A basic savings account offers higher interest rates but __7__
requirements and restrictions, __8__ other than saving accounts __9__ offer
higher interest rates but more restrictions. Before I open a new banking
account. I am to start saving. Even if I only have a small amount to __10__
each month, even a little money is a great start.

1. (a) benefits (b) privilege (c) discretion (d) options (e)
grant

2. (a) infrequently (b) rarely (c) usually (d) unusually (e)
habitually

3. (a) rank (b) evaluate (c) sized up (d) estimate (e)
neglect

4. (a) accessibility (b) difficulty (c) restriction (d)
inutility (e) suitability

5. (a) unification (b) rending (c) review (d) breaking (e)
combining

6. (a) seeming (b) tending (c) partiality (d) likely (e)
leaning

7. (a) consequential (b) major (c) important (d) large (e)
fewer

8. (a) while (b) before (c) until (d) unless (e) during

9. (a) seldom (b) often (c) earlier (d) repeatedly (e)
rarely

10. (a) withhold (b) counteract (c) contribute (d) take (e)
withdraw