Hello and welcome to ExamPundit. Here is a set of Banking Awareness Quiz for Bank Exams in 2015.
1. As we know, a lot
of new concepts are being used in the field of banking these days, which of the
following is NOT one such
concept/product directly associated with banks ?
of new concepts are being used in the field of banking these days, which of the
following is NOT one such
concept/product directly associated with banks ?
(a) RTGS
(b) SMS alert
(c) Demat Account
(d) ATM/Debit card
(e) Account Number Portability
2. Which of the
following is NOT a Nationalised bank?
following is NOT a Nationalised bank?
(a) Union Bank of India
(b) Central Bank of India
(c) Bandhan Bank
(d) Syndicate Bank
(e) Indian Bank
3. Interest payable
on savings bank accounts is?
on savings bank accounts is?
(a) De-regulated by RBI
(b) Regulated by State Governments
(c) Regulated by Central Government
(d) Regulated by RBI
(e) Regulated by Finance Minister
4. The usual deposit
accounts of banks are?
accounts of banks are?
(a) Current accounts, electricity accounts and insurance
premium accounts.
premium accounts.
(b) Current accounts post office savings, bank accounts and
term deposit accounts.
term deposit accounts.
(c) Loan accounts, savings bank accounts and term deposit
accounts.
accounts.
(d) Current accounts, savings bank accounts and term deposit
accounts.
accounts.
(e) Current bill accounts and term deposit accounts.
5. Fixed deposits and
recurring deposits are?
recurring deposits are?
(a) Repayable after an agreed period
(b) Repayable on demand
(c) Not repayable
(d) Repayable after death of depositors
(e) Repayable on demand or after an agreed period as per
bank’s choice
bank’s choice
6. Accounts are allowed
to be operated by cheques in respect of?
to be operated by cheques in respect of?
(a) Both savings bank accounts and fixed deposit accounts.
(b) Savings bank accounts and current accounts.
(c) Both savings bank accounts and loan accounts.
(d) Both savings bank accounts and cash accounts only.
(e) Both current accounts and fixed deposit accounts.
7. Which of the
following is correct statement?
following is correct statement?
(a) No interest is paid on current deposit accounts.
(b) Interest is paid on current accounts at the same rate as
term deposit accounts.
term deposit accounts.
(c) The rate of interest on current accounts and savings
accounts are the same.
accounts are the same.
(d) No interest is paid on any deposit by the bank.
(e) Savings deposits are the same as current deposits.
8. Banking services
delivered to a customer by means of a computer control system that does not
directly involve banks branch is called?
delivered to a customer by means of a computer control system that does not
directly involve banks branch is called?
(a) Universal banking
(b) Virtual banking
(c) Narrow banking
(d) Brick & Mortal banking
(e) None
9. Financial
inclusion means provision of?
inclusion means provision of?
(a) Financial services namely payments, remittances, savings,
loans and insurance at affordable cost to persons not yet given the bank
loans and insurance at affordable cost to persons not yet given the bank
(b) Ration at affordable cost to persons not yet given the
same
same
(c) House at affordable cost to persons not yet given the
same
same
(d) Food at affordable cost to persons not yet given the
same
same
(e) Education at affordable cost to persons not yet given
the same
the same
10. When a bank
returns a cheque unpaid, it is called?
returns a cheque unpaid, it is called?
(a) Payment of the cheque
(b) Drawing of the cheque
(c) Canceling of the cheque
(d) Dishonour of the cheque
(e) Taking of the cheque
Regards
Team ExamPundit
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Books For 2015 Banking/Insurance Exams
