Expected Banking Awareness Questions – MSMEs

Hello and welcome to exampundit. Today we are sharing Important Expected Banking Awareness Questions on Micro ,Small and Medium enterprises (MSMEs). The questions will be very important for the upcoming SBI, IBPS Examinations.

Expected Banking Awareness Questions – MSMEs

  1. A micro enterprise is an enterprise where investment in plant and machinery does not exceed ________. – ₹25 lakh
  2. A small enterprise is an enterprise where the investment in plant and machinery is more than _____. – ₹25 lakh
  3. A small enterprise is an enterprise where the investment in plant and machinery does not exceed ________. – ₹5 crore
  4. A medium enterprise is an enterprise where the investment in plant and machinery is more than ______. – ₹5 crore
  5. A medium enterprise is an enterprise where the investment in plant and machinery oes not exceed ________. – ₹10 crore
  6. What is the status of lending by banks to Micro ,Small and Medium enterprises? – Priority Sector Lending
  7. K.A. Nair led Task Force is related to which sector? – Micro ,Small and Medium enterprises
  8. As reported by Scheduled Commercial Banks (SCBs), on March 2017, there are how many specialised MSME branches? – 2998
  9. Banks are mandated not to accept collateral security in the case of loans upto what amount extended to units in the MSE sector? – ₹ 10 lakh
  10. The Ministry of MSME has set up the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) along with which organisation? – SIDBI
  11. The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) would provide cover for credit facility up to what amount? – ₹200 lakh
  12. Before a loan account of a Micro, Small and Medium Enterprise turns into a Non-Performing Asset (NPA), banks or creditors should identify incipient stress in the account by creating three sub-categories under the SMA category. What does SMA stands for? – Special Mention Account
  13. Name the scheme for setting up and operating the institutional mechanism to facilitate the financing of trade receivables of micro, small and medium enterprises (MSMEs) from corporate and other buyers, including government departments and public sector undertakings (PSUs) through multiple financiers. – Trade Receivables Discounting System (TReDS)
  14. As per the extant guidelines, a Micro or Small Enterprise (as defined in the MSMED Act 2006) may be said to have become Sick, if any of the borrower account of the enterprise remains NPA for ________. – 3 months or more
  15. Reserve Bank of India has decided to do away with the per borrower loan limits to Micro/ Small and Medium Enterprises (Services) for classification under priority sector lending. What was the earlier limit for the Micro/ Small Enterprises (Services)? – ₹5 crore
  16. Reserve Bank of India has decided to do away with the per borrower loan limits to Micro/ Small and Medium Enterprises (Services) for classification under priority sector lending. What was the earlier limit for the Medium Enterprises (Services)? – ₹10 crore

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This post was last modified on August 15, 2020 12:15 am