English Quiz for Upcoming IBPS Bank Exams – Set 45 | New Pattern

Hello and welcome to exampundit. Here is a set of English Language Quiz for the upcoming IBPS Exams 2017.

DIRECTIONS (Qs. 1-5): In each of the following questions a short
passage is given with one of the lines in the passage missing and represented
by a blank. Select the best out of the five answer choices given, to make the
passage complete and coherent (coherent means logically complete and sound).
1. The Time Traveler (for so it
will be convenient to speak of him) was expounding a recondite matter to us.
His grey eyes shone and twinkled, and his usually pale face was flushed and
animated. The fire burned brightly, and the soft radiance of the incandescent
lights in the lilies of silver caught the bubbles that flashed and passed in
our glasses. Our chairs, being his patents, embraced and caressed us rather than
submitted to be sat upon, and there was that luxurious after-dinner atmosphere
when thought roams gracefully free of the trammels of precision.
(_________________).
(a) And slowly and steadily, the
atmosphere grew stale and lost all the vibrancy it had
(b) And he put it to us in this
way—marking the points with a lean forefinger—as we sat and lazily admired his
earnestness over this new paradox (as we thought it) and his fecundity
(c) We sat like toddlers do in a
nursery, eagerly anticipating the show the Time Traveler would put on for us
(d) We sat benumbed by the
proceedings, for the radiance of the Time Traveler was unimaginable and
unbearable
(e) I caught Filby’s eye over the
shoulder of the Medical Man, and he winked at me solemnly.
2. Let us understand the
definition of metaphysics, a purely speculative science, which occupies a
completely isolated position and is entirely independent of the teachings of
experience. It deals with mere conceptions—not, like mathematics, with
conceptions applied to intuition—and in it, reason is the pupil of itself
alone. It is the oldest of the sciences. (_________________)
(a) And it would struggle to
survive without the architecture of mathematical support that it draws its
strength from
(b) Yet it continued to baffle
mankind because of its abstractions
(c) But it has never had and
never will have the good fortune to attain to the sure scientific method
(d) And it would still survive,
even if all the rest were swallowed up in the abyss of an all-destroying barbarism
(e) This critical science is not
opposed to the dogmatic procedure of reason in pure cognition; for pure
cognition must always be dogmatic
3. However, it is possible that
the non -resident entity may have a business connection with the resident
Indian entity. In such a case, the resident Indian entity could be treated as
Permanent Establishment of the nonresident entity. (_________________) During
the last decade or so, India has seen a steady growth of outsourcing of business
processes by non residents or foreign companies to IT -enabled entities in
India. Such entities are either branches or associated enterprises of the
foreign enterprise or an independent India enterprise. The nonresident entity
or foreign company will be liable to tax in India only if the IT -enabled BPO
unit in India constitutes its Permanent Establishment.
(a) The tax treatment of the
Permanent Establishment in such a case is under consideration
(b) How would the profit would be
shared is not decided yet?
(c) A lengthy and cumber some
process requiring a lot of application of mind and revenue principles is ahead
for the tax department of India
(d) A new trend is seen in last
decade.
(e) Indian companies have a lot
on stake as competition increases.
4. Aggregation of risks is
somewhat quite new to banks in India. While some banks have started thinking in
that line by trying to put integrated limits framework and integrated risk
policies as well as using CBS solutions for technological integration, the
effort required is beyond such requirement. Risk aggregation would mean
aggregating the individual risk measures to decide most appropriate assets
class that would contain the risk to the desired level dictated by the risk
appetite .Capital allocation (about how much) would be based on such strategies
(_________________)
(a) Most banks are yet to
conceptualize the same in their processes
(b) Most banks have already
integrated it in their functioning; it is working over the years
satisfactorily.
(c) Which would in long run prove
to be the growth impeding
(d) Of risk aggregation which is
really a new concept to Indian banks
(e) On expected lines of the
regulation conditions laid down in the manual of the bank
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5. After two years, high
inflation moderated in the later part of 2011-12 in response to past monetary
tightening and growth deceleration. High inflation had adverse consequences on
welfare and on saving and investment, particularly household saving in
financial assets. The most serious consequence of inflation is (_________________).
As growth slowed down, in part due to high inflation, it further reduced the
welfare of the common man through adverse impact on employment and incomes.
(a) its destructive allocation
impact on the industries that were lately coming up.
(b) its negative impact on the
rich and high-profile people.
(c) its adverse distributional
impact on the poor, people without social security and pensioners.
(d) its wayward consequences on
the public distribution system meant for the poor.
(e) its unfavourable bearing on
day to day commodities that are used by the common man.
DIRECTIONS (Qs. 6-10): Select the phrase/connector from the given
three options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement
sentences.
6. RBI is concerned about the risk
of investing in mutual funds. RBI is likely to ask banks to reduce their
investments in mutual funds.
(A) At the risk of investing
(B) To reduce investments
(C) Concern for the risk
(a) Only (A)
(b) Only (B)
(c) Only (C)
(d) Only (A) and (B)
(e) None of these
7. Twelve million youth enter the
Indian work force every year. Eighty per cent of these youth are unskilled.
(A) While eighty per cent
(B) Since twelve million
(C) Of the twelve million
(a) Only (A)
(b) Only (C)
(c) Only (A) and (C)
(d) All (A), (B) and (C)
(e) None of these
8. Food inflation is touching twenty
per cent. The government will have to tighten monetary policy to prevent
further rise.
(A) Although food inflation is
(B) With the tightening of
monetary
(C) Given that food inflation
(a) Only (A)
(b) Only (B)
(c) Only (C)
(d) Only (A) and (B)
(e) None of these

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9. The government has decided to
install renewable energy devices at prominent sites. Citizens will be more
aware of their benefits.
(A) The government’s decision
(B) Deciding to instal
(C) By making citizens
(a) Only (A) (b) Only (A) and (B)
(c) Only (B) (d) Only (C)
(e) None of these
10. The company’s sales were low
at the beginning of the year.
Its sales have picked up in the
past few months.
(A) Though the company’s sales
were low
(B) Despite low sales at
(C) However the company’s sales
have picked
(a) Only (A)
(b) Only (A) and (B)
(c) All (A), (B) and (C)
(d) Only (B) and (C)

(e) None of these

Answers:

1. (d) The description of the
radiant lights and the last line logically invites option (d) we sat benumbed
by the proceedings, for the radiance of the Time Traveler was unimaginable and
unbearable.
2. (c) It is said that
Metaphysics is a purely speculative science…. It deals with mere conceptions
and the last sentence, It is the oldest of the science, logically concludes
option (c), But it has never had and never will have the good fortune to attain
to the sure scientific method.
3. (d) The second sentence— In
such a case…..Indian entity could be treated….. Again the sentence that runs
after the blank….During the last decade or so, suggests option (d), A new trend
is seen in last decade is the correct choice.
4. (d) Capital allocation (about
how much) would be based on such strategies of risk aggregation which is really
a new concept to Indian banks.
5. (e) The most serious
consequence of inflation is its unfavourable bearing on day to day commodities
that are used by the common man.
6. (a) At the risk of investing
in mutual funds RBI is likely to ask banks to reduce their investments in
mutual funds.
7. (b) Since twelve million youth
enter the Indian work force every year, eight per cent of these youth are
unskilled.
8. (a) Although food inflation is
touching twenty per cent, the government will have to tighten monetary policy
to prevent further rise.
9. (e) None of these

10. (a) Though the company’s
sales were low at the beginning of the year, its sales have picked up in the
past few months.

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Team ExamPundit