Bank Clerk/SWO/PO Job Profile and Chances of Growth

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A lot of people have asked us What does a Bank PO/Bank Clerk do in their job. What is the present salary of a Bank PO and Clerk? What are the chances as a clerk? What are promotional chances of a Clerk/SWO/PO. So here is a post featuring all you queries. This is for the new aspirants as well as experienced aspirants. 

So, what does a Bank PO does in Job?


A PO(Probationary officer/Assistant Manager) in a Bank is the lowest position in the Officer’s cadre. He/She has to do all the work starting from Customer dealing to back office job. A PO has to verify the work has been done by a SWO/Clerk such as Cheque passing, This is an Original Content from Exampundit NEFT/RTGS Verification, Issuing a Cheque Book and many others. From Day begin to Day end, a PO has to take all the reports and also report them to account offices. 

He/She is fully responsible for much of the work that is being done in a Bank. In case of a small branch, a PO is required to perform the duties of both a SWO/Clerk and an officer.

The following duties shall form part of the normal duties of the clerical cadre and for the performance of
which no special pay shall be payable.
(a) Acknowledgments of inward mail received.
(b) Receipt of cheques, drafts, dividend warrants, pay orders and other like instruments other than bills and
giving acknowledgment in the counterfoil.
(c) Delivery of cheque books subject to authorization by competent authority.
(d) Issue cash receipt.
(e) Issue of ESI stamps wherever applicable or may become applicable.
(f) Recounting of currency notes by cash department staff.
(g) Ensuring the proper contents in covers and envelopes including registered ones before dispatch.

The promotional chances are handsome in banks. 3 years in any position, and you are eligible to appear for the next level exam.

Job Positions of Bank


SWO/Clerk PO/Assistant Manager(Scale I)  Manager(Scale II)  Sr. Manager(Scale III)  Chief Manager(Scale IV) Assistant General Manager(Scale V)
  Deputy General Manager(Scale VI)  General Manager(Scale VII)

A SWO/Clerk can give two exams(JAIIB and CAIIB) to speed up their promotion. 

• If both the exams are passed, they are eligible to appear for Scale-I after only 2 years and 1 year in some banks.
• Also if JAIIB is passed, a SWO/Clerk gets 1 increment and when CAIIB is passed, a SWO/Clerk gets 2 increment.

Details about these exams(JAIIB/CAIIB) will be briefed in the next edition of the material. 

Clerk Salary:  19,000


Probationary Officer Salary:  28,000



Salary might change anytime, we do not provide day to day update salary.




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All the best for all bank aspirants appearing in 2015 Banking exams.


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Team ExamPundit