Reasoning Quiz for SBI PO Mains 2015 – Set 19



Hello and welcome to ExamPundit. Here is a set of Reasoning Quiz for SBI PO Mains 2015 based on Statement and Assumption, Courses of Action.

1. Statements:
Under the reverse repo rate the commercial banks gives loans to the Reserve
Bank of India for short period of time for which the commercial banks gets
interest from the RBI, on the other hand the commercial banks has the option to
give the money as loan to the people through which they can earn more money but
still the commercial bank prefer giving the loan to the RBI and not the people.
So, what could be the main reason
behind this ?
I) The commercial banks of India follow the concept of the
universal banking.
II) The people can be defaulter and giving the money to the
people can be a risk of increasing NPA.
III) Giving money to RBI is a more safer option.
IV) The monetary policy of India says that the Commercial
Banks of India has to give some part of their total money to the RBI as the
loan.
(a) Only I
(b) Only I and II
(c) Only II
(d) Only III
(e) All I, II, III and IV

Solutions – The banks in India follow the concept of Narrow banking and
since the customers are defaulters, the banks prefer giving the money to the
RBI and earn little interest so that there NPA (Non Performing Assets) are not
increased.

2. Statements:
India during the month of July to September in the reason of Monsoon receives
the heavy rainfall but the Western part of Rajasthan i.e. Thar Desert receives
very less amount of rainfall or we can say it receives almost no rainfall. so
what could be the main reason that thar
Desert receiving such low rainfall ?
I) The South western monsoon which comes from the Arabian
sea side when reaches Rajasthan moves parallel to the Aravallis.
II) The South Western monsoon which comes from the Bay of
Bengal side when reaches the Thar Desert, it is out of moisture.
III) The Thar Desert lies in the high pressure zone due to
which very fast winds blow away the clouds.
IV) The monsoon winds on India don’t move towards the Thar
Desert in Rajasthan.
(a) Only I
(b) Only II
(c) Only III
(d) Only I and II
(e) Only I, II and III

Solutions – The South West monsoon in India comes in two branches the
Arabian Sea branch and Bay of Bengal branch, the Arabian Sea branch strikes the
Aravallis and due to the height of the mountains they are unable to cross the
mountains and the Thar Desert lies on the leeward side. The Bay of Bengal after
striking with the Himalayas moves towards the northern part of India but till
the time it reaches the Thar Desert, it is out of moisture.

Directions(3-5): Read
the following information carefully and answer the given questions :

Grim statistics present the deadly reality of the spread of
cancer in India: one million new cases of different cancers are diagnosed every
year in the country; an estimated 600,000 to 700,000 people were killed in 2012.
The fact that tobacco was singularly responsible for nearly 40 per cent of all
cancers is also painfully underlined again. Tobacco companies continue to have
a stranglehold over nearly 275 million tobacco–users in India –35 per cent of
the adult population and about 14 per cent of children in the age range 13 to
15. the availability of doctors and facilities is skewed – the urban areas are
better served than rural areas. There is a need to take remedial step.
I) Proper distribution of cancer facilities and doctors.
II) The miserable failure of the government to control
spreading of cancer.
III) Changed lifestyle is one of the reasons for the
increase in cancer incidence.
IV) The prevention, early detection are more effective
treatment.
V) The government should implement tough and effective measures
to counter the tobacco companies.
3. Which of the
following among (I), (II), (III) , (IV) and (V) can be an effective step to
reduce cancer ?
(a) Both I and II
(b) Both II and IV
(c) Only IV
(d) Both I and IV
(e) None of these

Solutions -Prevention and early detection and proper distribution of
cancer facilities and doctors around the country is an effective step to reduce
cancer from spreading.

4. Which of the
following among (I), (II), (III), (IV)and (V) can be an immediate course of action for

government to prevent children from
tobacco ?
(a) Only II
(b) Both III and IV
 (c) Only V
(d) Both III and V
(e) None of these

Solutions – Statement V is the only option where government is taking
some effective measure to counter the tobacco companies. Therefore it is the
valid course of action for government.

5. Which of the
following among (I), (II), (III), (IV) and (V) can be an assumption of
the given information?
(a) Only II
(b) Both III and V
(c) Only V
(d) Both I and IV
(e) None of these

Solutions -It is implicit that the government is totally failed to control
the cancer from spreading.

Regards

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